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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,649 | $79,189-25.9% | $102,457-42.8% | $74,400-21.2% |
| Participation rate | 79.5% | 74.8%+4.7pp | 76.5%+3.0pp | 67.2%+12.3pp |
| Annual return | 8.71% | 54.98%-46.3pp | 29.41%-20.7pp | 1367.51%-1358.8pp |
| Employer contribution / active EE | $1,632 | $2,362-30.9% | $3,022-46.0% | $2,624-37.8% |
| Participant deferral / active EE | $3,382 | $4,415-23.4% | $5,054-33.1% | $4,348-22.2% |
| Admin fee / account holder | $16,527 | $2,002+725.4% | $9,451+74.9% | $1,944+750.3% |