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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $269,853 | $126,661+113.1% | $113,397+138.0% | $138,895+94.3% |
| Participation rate | 100.0% | 79.4%+20.6pp | 76.5%+23.5pp | 79.9%+20.1pp |
| Annual return | 20.16% | 25.05%-4.9pp | 23.20%-3.0pp | 145.39%-125.2pp |
| Employer contribution / active EE | $244 | $3,456-93.0% | $2,977-91.8% | $4,194-94.2% |
| Participant deferral / active EE | $21,905 | $5,693+284.8% | $5,076+331.5% | $6,396+242.5% |
| Admin fee / account holder | $7,467 | $14,549-48.7% | $11,957-37.6% | $12,562-40.6% |