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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $183,606 | $115,931+58.4% | $185,441-1.0% | $86,983+111.1% |
| Participation rate | 100.0% | 73.6%+26.4pp | 80.3%+19.7pp | 69.5%+30.5pp |
| Annual return | 12.42% | 21.47%-9.1pp | 20.16%-7.7pp | 25.83%-13.4pp |
| Employer contribution / active EE | $3,066 | $2,937+4.4% | $4,672-34.4% | $2,584+18.6% |
| Participant deferral / active EE | $7,876 | $4,551+73.1% | $6,152+28.0% | $4,194+87.8% |
| Admin fee / account holder | $6,132 | $10,687-42.6% | $17,890-65.7% | $7,856-21.9% |