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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $173,726 | $160,028+8.6% | $147,080+18.1% | $145,884+19.1% |
| Participation rate | 84.2% | 84.0%+0.2pp | 82.2%+2.0pp | 80.3%+3.9pp |
| Annual return | 53.34% | 98.60%-45.3pp | 420.17%-366.8pp | 551.85%-498.5pp |
| Employer contribution / active EE | $10,479 | $5,286+98.3% | $4,933+112.4% | $4,662+124.8% |
| Participant deferral / active EE | $906 | $8,422-89.2% | $8,066-88.8% | $6,690-86.5% |
| Admin fee / account holder | $51,217 | $15,030+240.8% | $12,989+294.3% | $13,392+282.4% |