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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $146,279 | $156,398-6.5% | $147,318-0.7% | $138,895+5.3% |
| Participation rate | 85.7% | 83.8%+2.0pp | 82.1%+3.6pp | 79.9%+5.8pp |
| Annual return | 50.62% | 78.75%-28.1pp | 70.43%-19.8pp | 145.39%-94.8pp |
| Employer contribution / active EE | $9,492 | $4,853+95.6% | $4,593+106.7% | $4,194+126.3% |
| Participant deferral / active EE | $1,399 | $8,237-83.0% | $7,906-82.3% | $6,396-78.1% |
| Admin fee / account holder | $92,861 | $14,976+520.1% | $13,708+577.4% | $12,562+639.2% |