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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,319 | $136,860-61.8% | $120,344-56.5% | $154,746-66.2% |
| Participation rate | 100.0% | 79.9%+20.1pp | 76.7%+23.3pp | 80.7%+19.3pp |
| Annual return | 13.55% | 21.38%-7.8pp | 20.30%-6.8pp | 172.34%-158.8pp |
| Employer contribution / active EE | $1,206 | $3,533-65.9% | $3,020-60.1% | $4,379-72.5% |
| Participant deferral / active EE | $3,090 | $5,793-46.7% | $5,135-39.8% | $6,730-54.1% |
| Admin fee / account holder | $3,494 | $15,393-77.3% | $12,742-72.6% | $14,365-75.7% |