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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,460 | $86,949-44.3% | $102,460-52.7% | $80,959-40.1% |
| Participation rate | 92.8% | 72.4%+20.4pp | 76.5%+16.2pp | 67.7%+25.1pp |
| Annual return | 8.84% | 18.89%-10.1pp | 29.47%-20.6pp | 35.67%-26.8pp |
| Employer contribution / active EE | $696 | $2,370-70.6% | $3,025-77.0% | $2,757-74.8% |
| Participant deferral / active EE | $2,376 | $4,121-42.3% | $5,056-53.0% | $4,300-44.7% |
| Admin fee / account holder | $1,788 | $8,048-77.8% | $9,460-81.1% | $6,925-74.2% |