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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,573 | $97,550-43.0% | $120,344-53.8% | $87,485-36.5% |
| Participation rate | 93.9% | 72.8%+21.1pp | 76.7%+17.2pp | 68.9%+25.0pp |
| Annual return | 16.77% | 18.41%-1.6pp | 20.30%-3.5pp | 26.06%-9.3pp |
| Employer contribution / active EE | $415 | $2,291-81.9% | $3,020-86.3% | $2,596-84.0% |
| Participant deferral / active EE | $2,514 | $4,230-40.6% | $5,135-51.0% | $4,274-41.2% |
| Admin fee / account holder | $5,686 | $9,543-40.4% | $12,742-55.4% | $7,775-26.9% |