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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,087 | $70,366-67.2% | $66,674-65.4% | $138,895-83.4% |
| Participation rate | 62.5% | 76.2%-13.7pp | 73.7%-11.2pp | 79.9%-17.4pp |
| Annual return | 13.68% | 386.41%-372.7pp | 321.24%-307.6pp | 145.39%-131.7pp |
| Employer contribution / active EE | $1,256 | $2,765-54.6% | $2,620-52.1% | $4,194-70.1% |
| Participant deferral / active EE | $1,617 | $4,374-63.0% | $4,084-60.4% | $6,396-74.7% |
| Admin fee / account holder | $3,750 | $5,262-28.7% | $5,098-26.5% | $12,562-70.2% |