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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,087 | $102,595-77.5% | $94,057-75.5% | $154,746-85.1% |
| Participation rate | 62.5% | 76.0%-13.5pp | 73.3%-10.8pp | 80.7%-18.2pp |
| Annual return | 13.68% | 583.42%-569.7pp | 480.62%-466.9pp | 172.34%-158.7pp |
| Employer contribution / active EE | $1,256 | $3,147-60.1% | $2,933-57.2% | $4,379-71.3% |
| Participant deferral / active EE | $1,617 | $5,118-68.4% | $4,709-65.7% | $6,730-76.0% |
| Admin fee / account holder | $3,750 | $7,736-51.5% | $7,244-48.2% | $14,365-73.9% |