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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,087 | $72,071-68.0% | $68,368-66.2% | $137,256-83.2% |
| Participation rate | 62.5% | 76.2%-13.7pp | 73.8%-11.3pp | 80.0%-17.5pp |
| Annual return | 13.68% | 353.14%-339.5pp | 292.57%-278.9pp | 220.34%-206.7pp |
| Employer contribution / active EE | $1,256 | $2,788-54.9% | $2,649-52.6% | $4,156-69.8% |
| Participant deferral / active EE | $1,617 | $4,410-63.3% | $4,123-60.8% | $6,407-74.8% |
| Admin fee / account holder | $3,750 | $5,336-29.7% | $5,150-27.2% | $12,270-69.4% |