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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,634 | $79,209-9.6% | $102,434-30.1% | $74,459-3.8% |
| Participation rate | 82.4% | 74.8%+7.6pp | 76.5%+5.8pp | 67.2%+15.1pp |
| Annual return | 15.91% | 54.98%-39.1pp | 29.46%-13.5pp | 1369.70%-1353.8pp |
| Employer contribution / active EE | $974 | $2,362-58.8% | $3,023-67.8% | $2,626-62.9% |
| Participant deferral / active EE | $3,822 | $4,417-13.5% | $5,055-24.4% | $4,350-12.1% |
| Admin fee / account holder | $12,462 | $2,002+522.6% | $9,462+31.7% | $1,945+540.8% |