Retirement plan

403(B) THRIFT PLAN OF CATHOLIC CHARITIES - DIOCESE OF TOLEDO, INC.

Name: CATHOLIC CHARITIES - DIOCESE OF TOLEDO, INC. - 403(B) THRIFT PLAN OF CATHOLIC CHARITIES - DIOCESE OF TOLEDO, INC. (2025) Form 5500
Creator: CATHOLIC CHARITIES - DIOCESE OF TOLEDO, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, 403(B) THRIFT PLAN OF CATHOLIC CHARITIES - DIOCESE OF TOLEDO, INC., CATHOLIC CHARITIES - DIOCESE OF TOLEDO, INC.

CATHOLIC CHARITIES - DIOCESE OF TOLEDO, INC.EIN 34-4428254Plan #001PY 2025

1933 SPIELBUSCH AVE - TOLEDO, OH 436045360419-244-6711catholiccharitiesnwo.orgLinkedIn51-200 employeesindividual & family services

Prospect flagsLow returnsHigh fees

How to read this page

Total assets (EOY)

$1.2M

-10.1% from 2024

Total participants

-10.0% from 2024

Average account balance

$15,845

+19.9% from 2024

Annual return

8.48%

-0.94 pp from 2024

Benchmarks

See 4,530 peers

Peer group

Industry81 - Other Services (except Public Administration)

Plan typeDefined contribution

Participants25-99

Cohort4,530 peers

Snapshot2025

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$1.19M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$16K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

113.6%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$133K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$2K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+8.48%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$5061

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2G3D2S2T2F

Plan features

2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2S
Automatic enrollment
Plan provides for automatic enrollment in plan that has elective contributions deducted from payroll.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

2 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
OpportunityLow returns
Annual investment return is in the bottom quintile of the peer cohort.

Expense breakdown

Schedule H Part II

Admin total

$380K

$5751 / participant

Other / not subdivided$380K100.0%

% of EOY assets

31.939%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$15,845

$61,125-74.1%

$94,057-83.2%

$87,485-81.9%

Participation rate

77.3%

64.1%+13.2pp

73.3%+3.9pp

68.9%+8.3pp

Annual return

8.48%

35.20%-26.7pp

480.62%-472.1pp

26.06%-17.6pp

Employer contribution / active EE

$854

$2,136-60.0%

$2,933-70.9%

$2,596-67.1%

Participant deferral / active EE

$1,164

$3,260-64.3%

$4,709-75.3%

$4,274-72.8%

Admin fee / account holder

$5,061

$5,629-10.1%

$7,244-30.1%

$7,775-34.9%

403(B) THRIFT PLAN OF CATHOLIC CHARITIES - DIOCESE OF TOLEDO, INC.

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

403(B) THRIFT PLAN OF CATHOLIC CHARITIES - DIOCESE OF TOLEDO, INC.

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion