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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $376,301 | $102,422+267.4% | $147,117+155.8% | $80,959+364.8% |
| Participation rate | 83.3% | 75.9%+7.5pp | 82.2%+1.1pp | 67.7%+15.7pp |
| Annual return | 11.64% | 135.16%-123.5pp | 420.54%-408.9pp | 35.67%-24.0pp |
| Employer contribution / active EE | $14,209 | $3,717+282.2% | $4,932+188.1% | $2,757+415.4% |
| Participant deferral / active EE | $10,982 | $6,652+65.1% | $8,065+36.2% | $4,300+155.4% |
| Admin fee / account holder | $27,698 | $7,953+248.3% | $12,993+113.2% | $6,925+300.0% |