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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $563,951 | $92,798+507.7% | $96,707+483.2% | $137,256+310.9% |
| Participation rate | 100.0% | 81.6%+18.4pp | 80.4%+19.6pp | 80.0%+20.0pp |
| Annual return | 7.01% | 31.24%-24.2pp | 34.78%-27.8pp | 220.34%-213.3pp |
| Employer contribution / active EE | $22,847 | $4,147+450.9% | $4,191+445.1% | $4,156+449.7% |
| Participant deferral / active EE | $1,019 | $5,877-82.7% | $5,997-83.0% | $6,407-84.1% |
| Admin fee / account holder | $16,944 | $7,946+113.3% | $7,503+125.8% | $12,270+38.1% |