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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $563,951 | $123,898+355.2% | $116,538+383.9% | $155,188+263.4% |
| Participation rate | 100.0% | 83.7%+16.3pp | 82.6%+17.4pp | 80.8%+19.2pp |
| Annual return | 7.01% | 16.04%-9.0pp | 17.97%-11.0pp | 148.84%-141.8pp |
| Employer contribution / active EE | $22,847 | $4,739+382.1% | $4,541+403.1% | $4,248+437.9% |
| Participant deferral / active EE | $1,019 | $6,400-84.1% | $6,207-83.6% | $6,531-84.4% |
| Admin fee / account holder | $16,944 | $9,174+84.7% | $8,737+93.9% | $14,480+17.0% |