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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,507 | $55,889-56.2% | $76,119-67.8% | $80,935-69.7% |
| Participation rate | 68.8% | 62.1%+6.7pp | 69.1%-0.3pp | 67.7%+1.1pp |
| Annual return | 35.68% | 20.58%+15.1pp | 361.25%-325.6pp | 35.66%0pp |
| Employer contribution / active EE | $1,061 | $1,866-43.1% | $2,693-60.6% | $2,757-61.5% |
| Participant deferral / active EE | $2,069 | $3,051-32.2% | $4,259-51.4% | $4,299-51.9% |
| Admin fee / account holder | $4,124 | $5,241-21.3% | $6,421-35.8% | $6,924-40.4% |