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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,507 | $56,063-56.3% | $76,051-67.8% | $80,911-69.7% |
| Participation rate | 68.8% | 62.0%+6.7pp | 69.1%-0.3pp | 67.6%+1.1pp |
| Annual return | 35.68% | 20.54%+15.1pp | 360.42%-324.7pp | 35.63%+0.1pp |
| Employer contribution / active EE | $1,061 | $1,874-43.4% | $2,690-60.5% | $2,756-61.5% |
| Participant deferral / active EE | $2,069 | $3,052-32.2% | $4,257-51.4% | $4,297-51.8% |
| Admin fee / account holder | $4,124 | $5,240-21.3% | $6,416-35.7% | $6,935-40.5% |