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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $261,828 | $155,555+68.3% | $146,866+78.3% | $155,188+68.7% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.5%+17.5pp | 80.8%+19.2pp |
| Annual return | 15.45% | 115.41%-100.0pp | 102.85%-87.4pp | 148.84%-133.4pp |
| Employer contribution / active EE | $26,503 | $4,647+470.4% | $4,425+499.0% | $4,248+523.9% |
| Participant deferral / active EE | $24,088 | $8,044+199.4% | $7,759+210.4% | $6,531+268.8% |
| Admin fee / account holder | $1,686 | $14,755-88.6% | $13,620-87.6% | $14,480-88.4% |