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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $141,881 | $156,398-9.3% | $147,318-3.7% | $138,895+2.1% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 79.9%+20.1pp |
| Annual return | 11.75% | 78.75%-67.0pp | 70.43%-58.7pp | 145.39%-133.6pp |
| Employer contribution / active EE | $5,337 | $4,853+10.0% | $4,593+16.2% | $4,194+27.2% |
| Participant deferral / active EE | $6,483 | $8,237-21.3% | $7,906-18.0% | $6,396+1.4% |
| Admin fee / account holder | $332 | $14,976-97.8% | $13,708-97.6% | $12,562-97.4% |