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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,632 | $115,225+0.4% | $100,712+14.8% | $138,895-16.7% |
| Participation rate | 63.6% | 74.3%-10.7pp | 69.3%-5.6pp | 79.9%-16.3pp |
| Annual return | 16.54% | 40.35%-23.8pp | 33.27%-16.7pp | 145.39%-128.9pp |
| Employer contribution / active EE | $1,821 | $2,771-34.3% | $2,313-21.3% | $4,194-56.6% |
| Participant deferral / active EE | $5,867 | $4,699+24.8% | $4,085+43.6% | $6,396-8.3% |
| Admin fee / account holder | $44 | $10,844-99.6% | $9,256-99.5% | $12,562-99.7% |