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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,632 | $112,729+2.6% | $98,716+17.1% | $137,256-15.8% |
| Participation rate | 63.6% | 74.2%-10.6pp | 69.3%-5.7pp | 80.0%-16.3pp |
| Annual return | 16.54% | 38.48%-21.9pp | 31.81%-15.3pp | 220.34%-203.8pp |
| Employer contribution / active EE | $1,821 | $2,725-33.2% | $2,279-20.1% | $4,156-56.2% |
| Participant deferral / active EE | $5,867 | $4,640+26.4% | $4,048+44.9% | $6,407-8.4% |
| Admin fee / account holder | $44 | $10,129-99.6% | $8,703-99.5% | $12,270-99.6% |