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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,945 | $72,471+17.2% | $94,215-9.8% | $86,983-2.3% |
| Participation rate | 68.4% | 63.9%+4.6pp | 70.0%-1.5pp | 69.5%-1.1pp |
| Annual return | 13.27% | 26.44%-13.2pp | 28.22%-14.9pp | 25.83%-12.6pp |
| Employer contribution / active EE | $2,055 | $1,936+6.1% | $2,675-23.2% | $2,584-20.5% |
| Participant deferral / active EE | $4,524 | $3,397+33.2% | $4,276+5.8% | $4,194+7.9% |
| Admin fee / account holder | $3,856 | $6,468-40.4% | $10,216-62.3% | $7,856-50.9% |