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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,945 | $59,440+42.9% | $78,004+8.9% | $82,637+2.8% |
| Participation rate | 68.4% | 62.8%+5.6pp | 69.4%-1.0pp | 68.1%+0.4pp |
| Annual return | 13.27% | 40.24%-27.0pp | 31.07%-17.8pp | 53.51%-40.2pp |
| Employer contribution / active EE | $2,055 | $1,750+17.4% | $2,469-16.8% | $2,552-19.5% |
| Participant deferral / active EE | $4,524 | $3,138+44.1% | $4,092+10.6% | $4,126+9.6% |
| Admin fee / account holder | $3,856 | $5,504-29.9% | $7,578-49.1% | $7,339-47.5% |