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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $304,912 | $201,259+51.5% | $184,200+65.5% | $145,959+108.9% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 15.28% | 28.98%-13.7pp | 28.80%-13.5pp | 561.95%-546.7pp |
| Employer contribution / active EE | $4,903 | $7,018-30.1% | $6,424-23.7% | $4,661+5.2% |
| Participant deferral / active EE | $10,969 | $9,806+11.9% | $9,132+20.1% | $6,689+64.0% |
| Admin fee / account holder | $853 | $16,372-94.8% | $13,907-93.9% | $13,398-93.6% |