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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,748 | $160,070-63.9% | $147,117-60.7% | $145,897-60.4% |
| Participation rate | 66.7% | 84.0%-17.4pp | 82.2%-15.5pp | 80.3%-13.6pp |
| Annual return | 14.75% | 98.69%-83.9pp | 420.54%-405.8pp | 552.29%-537.5pp |
| Employer contribution / active EE | $2,291 | $5,285-56.6% | $4,932-53.6% | $4,663-50.9% |
| Participant deferral / active EE | $3,666 | $8,419-56.5% | $8,065-54.5% | $6,689-45.2% |
| Admin fee / account holder | $99 | $15,035-99.3% | $12,993-99.2% | $13,390-99.3% |