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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $318,496 | $160,070+99.0% | $147,117+116.5% | $145,897+118.3% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | -7.24% | 98.69%-105.9pp | 420.54%-427.8pp | 552.29%-559.5pp |
| Employer contribution / active EE | $31,993 | $5,285+505.4% | $4,932+548.6% | $4,663+586.1% |
| Participant deferral / active EE | $26,250 | $8,419+211.8% | $8,065+225.5% | $6,689+292.4% |
| Admin fee / account holder | $12,867 | $15,035-14.4% | $12,993-1.0% | $13,390-3.9% |