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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $318,496 | $159,978+99.1% | $147,041+116.6% | $145,978+118.2% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | -7.24% | 98.36%-105.6pp | 419.21%-426.5pp | 550.52%-557.8pp |
| Employer contribution / active EE | $31,993 | $5,288+505.0% | $4,935+548.3% | $4,662+586.3% |
| Participant deferral / active EE | $26,250 | $8,429+211.4% | $8,071+225.2% | $6,690+292.4% |
| Admin fee / account holder | $12,867 | $15,053-14.5% | $13,006-1.1% | $13,400-4.0% |