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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,145 | $111,535-2.1% | $105,223+3.7% | $137,256-20.5% |
| Participation rate | 80.0% | 78.1%+1.9pp | 75.0%+5.0pp | 80.0%0pp |
| Annual return | 18.34% | 237.85%-219.5pp | 180.65%-162.3pp | 220.34%-202.0pp |
| Employer contribution / active EE | $2,052 | $3,939-47.9% | $3,689-44.4% | $4,156-50.6% |
| Participant deferral / active EE | $7,119 | $5,500+29.4% | $5,072+40.4% | $6,407+11.1% |
| Admin fee / account holder | $9,720 | $9,7210% | $8,859+9.7% | $12,270-20.8% |