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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,145 | $171,492-36.4% | $150,734-27.6% | $198,609-45.0% |
| Participation rate | 80.0% | 81.4%-1.4pp | 78.4%+1.6pp | 82.4%-2.4pp |
| Annual return | 18.34% | 804.70%-786.4pp | 600.81%-582.5pp | 202.70%-184.4pp |
| Employer contribution / active EE | $2,052 | $5,470-62.5% | $4,918-58.3% | $5,055-59.4% |
| Participant deferral / active EE | $7,119 | $6,259+13.7% | $5,610+26.9% | $6,977+2.0% |
| Admin fee / account holder | $9,720 | $17,628-44.9% | $14,905-34.8% | $19,030-48.9% |