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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,600 | $106,749-43.2% | $145,433-58.3% | $82,448-26.5% |
| Participation rate | 56.2% | 75.6%-19.5pp | 82.1%-25.9pp | 68.1%-11.9pp |
| Annual return | 15.76% | 27.59%-11.8pp | 66.58%-50.8pp | 41.64%-25.9pp |
| Employer contribution / active EE | $2,778 | $3,444-19.4% | $4,554-39.0% | $2,551+8.9% |
| Participant deferral / active EE | $8,506 | $6,519+30.5% | $7,897+7.7% | $4,139+105.5% |
| Admin fee / account holder | $9,934 | $8,390+18.4% | $13,129-24.3% | $7,234+37.3% |