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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $201,058 | $183,539+9.5% | $155,556+29.3% | $145,897+37.8% |
| Participation rate | 85.7% | 82.7%+3.0pp | 78.2%+7.5pp | 80.3%+5.4pp |
| Annual return | 10.21% | 61.31%-51.1pp | 64.84%-54.6pp | 552.29%-542.1pp |
| Employer contribution / active EE | $2,808 | $5,315-47.2% | $4,675-40.0% | $4,663-39.8% |
| Participant deferral / active EE | $7,271 | $6,467+12.4% | $5,631+29.1% | $6,689+8.7% |
| Admin fee / account holder | $10,859 | $19,275-43.7% | $15,885-31.6% | $13,390-18.9% |