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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $160,270 | $111,535+43.7% | $105,223+52.3% | $137,256+16.8% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 80.0%+20.0pp |
| Annual return | 17.41% | 237.85%-220.4pp | 180.65%-163.2pp | 220.34%-202.9pp |
| Employer contribution / active EE | $10,623 | $3,939+169.7% | $3,689+188.0% | $4,156+155.6% |
| Participant deferral / active EE | $6,600 | $5,500+20.0% | $5,072+30.1% | $6,407+3.0% |
| Admin fee / account holder | $3,790 | $9,721-61.0% | $8,859-57.2% | $12,270-69.1% |