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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,692 | $95,404+0.3% | $113,397-15.6% | $82,637+15.8% |
| Participation rate | 50.0% | 72.8%-22.8pp | 76.5%-26.5pp | 68.1%-18.1pp |
| Annual return | 18.24% | 19.08%-0.8pp | 23.20%-5.0pp | 53.51%-35.3pp |
| Employer contribution / active EE | $1,023 | $2,307-55.6% | $2,977-65.6% | $2,552-59.9% |
| Participant deferral / active EE | $2,965 | $4,220-29.7% | $5,076-41.6% | $4,126-28.1% |
| Admin fee / account holder | $12,457 | $9,168+35.9% | $11,957+4.2% | $7,339+69.7% |