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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,515 | $117,895-40.2% | $102,460-31.2% | $145,897-51.7% |
| Participation rate | 66.7% | 78.6%-12.0pp | 76.5%-9.8pp | 80.3%-13.6pp |
| Annual return | 14.86% | 31.92%-17.1pp | 29.47%-14.6pp | 552.29%-537.4pp |
| Employer contribution / active EE | $5,118 | $3,619+41.4% | $3,025+69.2% | $4,663+9.8% |
| Participant deferral / active EE | $15,712 | $5,736+173.9% | $5,056+210.8% | $6,689+134.9% |
| Admin fee / account holder | $28,354 | $13,353+112.3% | $9,460+199.7% | $13,390+111.7% |