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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,644 | $138,312-76.4% | $122,979-73.5% | $155,188-79.0% |
| Participation rate | 66.7% | 80.2%-13.5pp | 77.2%-10.5pp | 80.8%-14.1pp |
| Annual return | 18.25% | 22.06%-3.8pp | 20.12%-1.9pp | 148.84%-130.6pp |
| Employer contribution / active EE | $1,209 | $3,530-65.8% | $3,062-60.5% | $4,248-71.5% |
| Participant deferral / active EE | $2,031 | $5,592-63.7% | $5,003-59.4% | $6,531-68.9% |
| Admin fee / account holder | $2,735 | $15,089-81.9% | $12,864-78.7% | $14,480-81.1% |