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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,508 | $107,809-69.8% | $97,032-66.5% | $155,188-79.1% |
| Participation rate | 77.3% | 75.5%+1.8pp | 71.6%+5.7pp | 80.8%-3.5pp |
| Annual return | 12.26% | 38.06%-25.8pp | 35.38%-23.1pp | 148.84%-136.6pp |
| Employer contribution / active EE | $0 | $2,911-100.0% | $2,629-100.0% | $4,248-100.0% |
| Participant deferral / active EE | $2,126 | $5,129-58.6% | $4,672-54.5% | $6,531-67.5% |
| Admin fee / account holder | $5,251 | $10,717-51.0% | $9,418-44.2% | $14,480-63.7% |