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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,508 | $99,053-67.2% | $88,179-63.1% | $138,895-76.6% |
| Participation rate | 77.3% | 74.2%+3.0pp | 69.1%+8.1pp | 79.9%-2.6pp |
| Annual return | 12.26% | 78.17%-65.9pp | 64.97%-52.7pp | 145.39%-133.1pp |
| Employer contribution / active EE | $0 | $2,882-100.0% | $2,549-100.0% | $4,194-100.0% |
| Participant deferral / active EE | $2,126 | $5,225-59.3% | $4,614-53.9% | $6,396-66.8% |
| Admin fee / account holder | $5,251 | $8,748-40.0% | $7,673-31.6% | $12,562-58.2% |