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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $426,325 | $201,370+111.7% | $184,256+131.4% | $145,897+192.2% |
| Participation rate | 57.1% | 87.5%-30.3pp | 86.8%-29.7pp | 80.3%-23.2pp |
| Annual return | 10.16% | 29.05%-18.9pp | 28.85%-18.7pp | 552.29%-542.1pp |
| Employer contribution / active EE | $2,324 | $7,024-66.9% | $6,427-63.8% | $4,663-50.2% |
| Participant deferral / active EE | $10,567 | $9,808+7.7% | $9,133+15.7% | $6,689+58.0% |
| Admin fee / account holder | $229 | $16,364-98.6% | $13,899-98.4% | $13,390-98.3% |