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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $426,325 | $201,259+111.8% | $184,200+131.4% | $145,959+192.1% |
| Participation rate | 57.1% | 87.5%-30.4pp | 86.8%-29.7pp | 80.3%-23.1pp |
| Annual return | 10.16% | 28.98%-18.8pp | 28.80%-18.6pp | 561.95%-551.8pp |
| Employer contribution / active EE | $2,324 | $7,018-66.9% | $6,424-63.8% | $4,661-50.1% |
| Participant deferral / active EE | $10,567 | $9,806+7.8% | $9,132+15.7% | $6,689+58.0% |
| Admin fee / account holder | $229 | $16,372-98.6% | $13,907-98.4% | $13,398-98.3% |