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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,087 | $125,184-40.8% | $105,607-29.8% | $145,884-49.2% |
| Participation rate | 95.8% | 77.6%+18.2pp | 75.3%+20.6pp | 80.3%+15.5pp |
| Annual return | 18.07% | 225.00%-206.9pp | 116.11%-98.0pp | 551.85%-533.8pp |
| Employer contribution / active EE | $1,528 | $3,720-58.9% | $3,167-51.7% | $4,662-67.2% |
| Participant deferral / active EE | $3,531 | $5,714-38.2% | $5,011-29.5% | $6,690-47.2% |
| Admin fee / account holder | $11,179 | $17,133-34.8% | $10,958+2.0% | $13,392-16.5% |