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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $255,545 | $134,817+89.5% | $123,973+106.1% | $155,188+64.7% |
| Participation rate | 100.0% | 79.4%+20.6pp | 76.7%+23.3pp | 80.8%+19.2pp |
| Annual return | 19.00% | 515.49%-496.5pp | 388.13%-369.1pp | 148.84%-129.8pp |
| Employer contribution / active EE | $10,926 | $4,425+146.9% | $4,126+164.8% | $4,248+157.2% |
| Participant deferral / active EE | $8,168 | $5,706+43.1% | $5,247+55.7% | $6,531+25.1% |
| Admin fee / account holder | $6,663 | $13,245-49.7% | $11,799-43.5% | $14,480-54.0% |