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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $138,127 | $125,190+10.3% | $105,624+30.8% | $145,897-5.3% |
| Participation rate | 100.0% | 77.6%+22.4pp | 75.3%+24.7pp | 80.3%+19.7pp |
| Annual return | 14.44% | 225.22%-210.8pp | 116.20%-101.8pp | 552.29%-537.9pp |
| Employer contribution / active EE | $4,714 | $3,720+26.7% | $3,168+48.8% | $4,663+1.1% |
| Participant deferral / active EE | $10,350 | $5,716+81.1% | $5,013+106.5% | $6,689+54.7% |
| Admin fee / account holder | $2,052 | $17,138-88.0% | $10,961-81.3% | $13,390-84.7% |