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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,487 | $160,028-79.7% | $147,080-77.9% | $145,884-77.7% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 11.54% | 98.60%-87.1pp | 420.17%-408.6pp | 551.85%-540.3pp |
| Employer contribution / active EE | $30,665 | $5,286+480.1% | $4,933+521.6% | $4,662+557.7% |
| Participant deferral / active EE | $13,941 | $8,422+65.5% | $8,066+72.8% | $6,690+108.4% |
| Admin fee / account holder | $5,914 | $15,030-60.7% | $12,989-54.5% | $13,392-55.8% |