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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $261,980 | $97,550+168.6% | $120,344+117.7% | $87,485+199.5% |
| Participation rate | 100.0% | 72.8%+27.2pp | 76.7%+23.3pp | 68.9%+31.1pp |
| Annual return | 14.44% | 18.41%-4.0pp | 20.30%-5.9pp | 26.06%-11.6pp |
| Employer contribution / active EE | $3,896 | $2,291+70.1% | $3,020+29.0% | $2,596+50.1% |
| Participant deferral / active EE | $6,341 | $4,230+49.9% | $5,135+23.5% | $4,274+48.4% |
| Admin fee / account holder | $6,348 | $9,543-33.5% | $12,742-50.2% | $7,775-18.3% |