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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,811 | $111,535-49.1% | $105,223-46.0% | $137,256-58.6% |
| Participation rate | 80.0% | 78.1%+1.9pp | 75.0%+5.0pp | 80.0%0pp |
| Annual return | 13.46% | 237.85%-224.4pp | 180.65%-167.2pp | 220.34%-206.9pp |
| Employer contribution / active EE | $2,554 | $3,939-35.2% | $3,689-30.8% | $4,156-38.6% |
| Participant deferral / active EE | $3,760 | $5,500-31.6% | $5,072-25.9% | $6,407-41.3% |
| Admin fee / account holder | $4,099 | $9,721-57.8% | $8,859-53.7% | $12,270-66.6% |