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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,254 | $124,425-81.3% | $112,040-79.2% | $137,256-83.1% |
| Participation rate | 100.0% | 79.3%+20.7pp | 76.5%+23.5pp | 80.0%+20.0pp |
| Annual return | 5.05% | 24.72%-19.7pp | 24.52%-19.5pp | 220.34%-215.3pp |
| Employer contribution / active EE | $10,449 | $3,411+206.3% | $2,954+253.7% | $4,156+151.4% |
| Participant deferral / active EE | $5,365 | $5,718-6.2% | $5,098+5.2% | $6,407-16.3% |
| Admin fee / account holder | $45,093 | $15,207+196.5% | $12,098+272.7% | $12,270+267.5% |