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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,508 | $28,624+13.6% | $53,647-39.4% | $82,637-60.7% |
| Participation rate | 63.0% | 47.3%+15.7pp | 56.3%+6.7pp | 68.1%-5.1pp |
| Annual return | 16.71% | 664.98%-648.3pp | 358.33%-341.6pp | 53.51%-36.8pp |
| Employer contribution / active EE | $668 | $637+4.9% | $962-30.6% | $2,552-73.8% |
| Participant deferral / active EE | $1,763 | $1,196+47.4% | $1,813-2.8% | $4,126-57.3% |
| Admin fee / account holder | $1,505 | $2,022-25.6% | $2,460-38.8% | $7,339-79.5% |