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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,746 | $185,312-88.3% | $161,489-86.5% | $154,746-85.9% |
| Participation rate | 91.3% | 82.5%+8.8pp | 78.7%+12.6pp | 80.7%+10.6pp |
| Annual return | 9.33% | 103.84%-94.5pp | 89.72%-80.4pp | 172.34%-163.0pp |
| Employer contribution / active EE | $1,621 | $4,769-66.0% | $4,268-62.0% | $4,379-63.0% |
| Participant deferral / active EE | $3,040 | $6,350-52.1% | $5,630-46.0% | $6,730-54.8% |
| Admin fee / account holder | $5,799 | $18,654-68.9% | $16,006-63.8% | $14,365-59.6% |