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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,746 | $227,399-90.4% | $189,758-88.5% | $198,609-89.1% |
| Participation rate | 91.3% | 84.0%+7.3pp | 79.8%+11.5pp | 82.4%+8.9pp |
| Annual return | 9.33% | 61.03%-51.7pp | 52.62%-43.3pp | 202.70%-193.4pp |
| Employer contribution / active EE | $1,621 | $5,526-70.7% | $4,767-66.0% | $5,055-67.9% |
| Participant deferral / active EE | $3,040 | $6,837-55.5% | $5,856-48.1% | $6,977-56.4% |
| Admin fee / account holder | $5,799 | $25,162-77.0% | $20,388-71.6% | $19,030-69.5% |