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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,746 | $172,111-87.4% | $150,298-85.5% | $137,256-84.2% |
| Participation rate | 91.3% | 81.7%+9.6pp | 77.8%+13.5pp | 80.0%+11.3pp |
| Annual return | 9.33% | 69.37%-60.0pp | 62.79%-53.5pp | 220.34%-211.0pp |
| Employer contribution / active EE | $1,621 | $4,636-65.0% | $4,154-61.0% | $4,156-61.0% |
| Participant deferral / active EE | $3,040 | $6,166-50.7% | $5,453-44.3% | $6,407-52.6% |
| Admin fee / account holder | $5,799 | $16,471-64.8% | $14,116-58.9% | $12,270-52.7% |