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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $356,672 | $180,749+97.3% | $160,784+121.8% | $137,256+159.9% |
| Participation rate | 100.0% | 80.0%+20.0pp | 77.0%+23.0pp | 80.0%+20.0pp |
| Annual return | 15.55% | 2234.46%-2218.9pp | 1803.92%-1788.4pp | 220.34%-204.8pp |
| Employer contribution / active EE | $18,014 | $4,155+333.5% | $3,733+382.6% | $4,156+333.4% |
| Participant deferral / active EE | $6,168 | $6,844-9.9% | $6,293-2.0% | $6,407-3.7% |
| Admin fee / account holder | $7,186 | $10,397-30.9% | $9,717-26.0% | $12,270-41.4% |