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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,757 | $134,817-90.5% | $123,973-89.7% | $155,188-91.8% |
| Participation rate | 100.0% | 79.4%+20.6pp | 76.7%+23.3pp | 80.8%+19.2pp |
| Annual return | 13.52% | 515.49%-502.0pp | 388.13%-374.6pp | 148.84%-135.3pp |
| Employer contribution / active EE | $2,544 | $4,425-42.5% | $4,126-38.3% | $4,248-40.1% |
| Participant deferral / active EE | $0 | $5,706-100.0% | $5,247-100.0% | $6,531-100.0% |
| Admin fee / account holder | $433 | $13,245-96.7% | $11,799-96.3% | $14,480-97.0% |