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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $276,444 | $129,737+113.1% | $119,126+132.1% | $154,746+78.6% |
| Participation rate | 100.0% | 78.9%+21.1pp | 75.8%+24.2pp | 80.7%+19.3pp |
| Annual return | 13.33% | 379.08%-365.8pp | 282.11%-268.8pp | 172.34%-159.0pp |
| Employer contribution / active EE | $7,293 | $4,375+66.7% | $4,034+80.8% | $4,379+66.5% |
| Participant deferral / active EE | $10,984 | $5,842+88.0% | $5,318+106.5% | $6,730+63.2% |
| Admin fee / account holder | $3,810 | $11,961-68.1% | $10,693-64.4% | $14,365-73.5% |