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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $276,444 | $111,535+147.9% | $105,223+162.7% | $137,256+101.4% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 80.0%+20.0pp |
| Annual return | 13.33% | 237.85%-224.5pp | 180.65%-167.3pp | 220.34%-207.0pp |
| Employer contribution / active EE | $7,293 | $3,939+85.1% | $3,689+97.7% | $4,156+75.5% |
| Participant deferral / active EE | $10,984 | $5,500+99.7% | $5,072+116.6% | $6,407+71.4% |
| Admin fee / account holder | $3,810 | $9,721-60.8% | $8,859-57.0% | $12,270-68.9% |