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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,402 | $111,535+9.7% | $105,223+16.3% | $137,256-10.8% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 80.0%+20.0pp |
| Annual return | 8.79% | 237.85%-229.1pp | 180.65%-171.9pp | 220.34%-211.5pp |
| Employer contribution / active EE | $2,445 | $3,939-37.9% | $3,689-33.7% | $4,156-41.2% |
| Participant deferral / active EE | $5,934 | $5,500+7.9% | $5,072+17.0% | $6,407-7.4% |
| Admin fee / account holder | $9,995 | $9,721+2.8% | $8,859+12.8% | $12,270-18.5% |