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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,402 | $129,737-5.7% | $119,126+2.7% | $154,746-20.9% |
| Participation rate | 100.0% | 78.9%+21.1pp | 75.8%+24.2pp | 80.7%+19.3pp |
| Annual return | 8.79% | 379.08%-370.3pp | 282.11%-273.3pp | 172.34%-163.5pp |
| Employer contribution / active EE | $2,445 | $4,375-44.1% | $4,034-39.4% | $4,379-44.2% |
| Participant deferral / active EE | $5,934 | $5,842+1.6% | $5,318+11.6% | $6,730-11.8% |
| Admin fee / account holder | $9,995 | $11,961-16.4% | $10,693-6.5% | $14,365-30.4% |