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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $144,057 | $102,429+40.6% | $147,096-2.1% | $80,925+78.0% |
| Participation rate | 100.0% | 75.9%+24.1pp | 82.2%+17.8pp | 67.7%+32.3pp |
| Annual return | 6.29% | 135.02%-128.7pp | 419.75%-413.5pp | 35.65%-29.4pp |
| Employer contribution / active EE | $7,406 | $3,716+99.3% | $4,936+50.0% | $2,756+168.7% |
| Participant deferral / active EE | $9,793 | $6,649+47.3% | $8,071+21.3% | $4,299+127.8% |
| Admin fee / account holder | $957 | $7,957-88.0% | $13,005-92.6% | $6,940-86.2% |