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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $144,057 | $102,382+40.7% | $147,005-2.0% | $80,874+78.1% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.2%+17.8pp | 67.6%+32.4pp |
| Annual return | 6.29% | 134.89%-128.6pp | 418.76%-412.5pp | 35.62%-29.3pp |
| Employer contribution / active EE | $7,406 | $3,715+99.3% | $4,934+50.1% | $2,756+168.7% |
| Participant deferral / active EE | $9,793 | $6,646+47.3% | $8,070+21.4% | $4,297+127.9% |
| Admin fee / account holder | $957 | $7,942-88.0% | $13,006-92.6% | $6,935-86.2% |