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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $144,057 | $102,422+40.7% | $147,117-2.1% | $80,959+77.9% |
| Participation rate | 100.0% | 75.9%+24.1pp | 82.2%+17.8pp | 67.7%+32.3pp |
| Annual return | 6.29% | 135.16%-128.9pp | 420.54%-414.3pp | 35.67%-29.4pp |
| Employer contribution / active EE | $7,406 | $3,717+99.2% | $4,932+50.1% | $2,757+168.6% |
| Participant deferral / active EE | $9,793 | $6,652+47.2% | $8,065+21.4% | $4,300+127.7% |
| Admin fee / account holder | $957 | $7,953-88.0% | $12,993-92.6% | $6,925-86.2% |