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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $184,997 | $101,795+81.7% | $165,100+12.1% | $80,959+128.5% |
| Participation rate | 90.0% | 71.8%+18.2pp | 78.6%+11.4pp | 67.7%+22.3pp |
| Annual return | 14.73% | 16.73%-2.0pp | 70.21%-55.5pp | 35.67%-20.9pp |
| Employer contribution / active EE | $4,678 | $2,954+58.4% | $4,348+7.6% | $2,757+69.7% |
| Participant deferral / active EE | $6,784 | $4,476+51.6% | $6,035+12.4% | $4,300+57.8% |
| Admin fee / account holder | $12,457 | $8,221+51.5% | $12,696-1.9% | $6,925+79.9% |