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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $188,603 | $160,070+17.8% | $147,117+28.2% | $145,897+29.3% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 10.38% | 98.69%-88.3pp | 420.54%-410.2pp | 552.29%-541.9pp |
| Employer contribution / active EE | $593 | $5,285-88.8% | $4,932-88.0% | $4,663-87.3% |
| Participant deferral / active EE | $19,800 | $8,419+135.2% | $8,065+145.5% | $6,689+196.0% |
| Admin fee / account holder | $4,718 | $15,035-68.6% | $12,993-63.7% | $13,390-64.8% |