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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $312,094 | $172,111+81.3% | $150,298+107.7% | $137,256+127.4% |
| Participation rate | 94.7% | 81.7%+13.0pp | 77.8%+17.0pp | 80.0%+14.8pp |
| Annual return | 12.15% | 69.37%-57.2pp | 62.79%-50.6pp | 220.34%-208.2pp |
| Employer contribution / active EE | $5,610 | $4,636+21.0% | $4,154+35.1% | $4,156+35.0% |
| Participant deferral / active EE | $7,174 | $6,166+16.4% | $5,453+31.6% | $6,407+12.0% |
| Admin fee / account holder | $107,206 | $16,471+550.9% | $14,116+659.5% | $12,270+773.7% |