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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $2,886 | $111,535-97.4% | $105,223-97.3% | $137,256-97.9% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 80.0%+20.0pp |
| Annual return | 22.46% | 237.85%-215.4pp | 180.65%-158.2pp | 220.34%-197.9pp |
| Employer contribution / active EE | $15,777 | $3,939+300.5% | $3,689+327.7% | $4,156+279.6% |
| Participant deferral / active EE | $10,494 | $5,500+90.8% | $5,072+106.9% | $6,407+63.8% |
| Admin fee / account holder | $86,370 | $9,721+788.4% | $8,859+875.0% | $12,270+603.9% |