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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $135,251 | $112,729+20.0% | $98,716+37.0% | $137,256-1.5% |
| Participation rate | 100.0% | 74.2%+25.8pp | 69.3%+30.7pp | 80.0%+20.0pp |
| Annual return | 13.72% | 38.48%-24.8pp | 31.81%-18.1pp | 220.34%-206.6pp |
| Employer contribution / active EE | $7,481 | $2,725+174.5% | $2,279+228.3% | $4,156+80.0% |
| Participant deferral / active EE | $4,496 | $4,640-3.1% | $4,048+11.1% | $6,407-29.8% |
| Admin fee / account holder | $1,635 | $10,129-83.9% | $8,703-81.2% | $12,270-86.7% |