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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,469 | $55,423-30.6% | $155,602-75.3% | $74,400-48.3% |
| Participation rate | 24.8% | 61.9%-37.1pp | 78.2%-53.4pp | 67.2%-42.4pp |
| Annual return | 12.77% | 269.07%-256.3pp | 64.81%-52.0pp | 1367.51%-1354.7pp |
| Employer contribution / active EE | $365 | $2,266-83.9% | $4,675-92.2% | $2,624-86.1% |
| Participant deferral / active EE | $904 | $2,835-68.1% | $5,629-83.9% | $4,348-79.2% |
| Admin fee / account holder | $6,190 | $1,744+254.8% | $15,923-61.1% | $1,944+218.5% |