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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,469 | $55,472-30.7% | $155,567-75.3% | $74,546-48.4% |
| Participation rate | 24.8% | 61.9%-37.1pp | 78.2%-53.4pp | 67.2%-42.4pp |
| Annual return | 12.77% | 268.72%-255.9pp | 64.74%-52.0pp | 1366.03%-1353.3pp |
| Employer contribution / active EE | $365 | $2,269-83.9% | $4,674-92.2% | $2,624-86.1% |
| Participant deferral / active EE | $904 | $2,838-68.1% | $5,628-83.9% | $4,347-79.2% |
| Admin fee / account holder | $6,190 | $1,743+255.2% | $15,916-61.1% | $1,944+218.5% |