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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,125 | $71,057-28.1% | $93,654-45.4% | $80,874-36.8% |
| Participation rate | 49.1% | 60.4%-11.3pp | 68.7%-19.6pp | 67.6%-18.5pp |
| Annual return | 12.51% | 11.26%+1.3pp | 133.34%-120.8pp | 35.62%-23.1pp |
| Employer contribution / active EE | $1,003 | $1,564-35.9% | $2,421-58.6% | $2,756-63.6% |
| Participant deferral / active EE | $2,249 | $4,034-44.2% | $4,413-49.0% | $4,297-47.7% |
| Admin fee / account holder | $3,642 | $6,944-47.6% | $8,282-56.0% | $6,935-47.5% |