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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,125 | $71,215-28.2% | $93,696-45.4% | $80,935-36.8% |
| Participation rate | 49.1% | 60.4%-11.3pp | 68.7%-19.6pp | 67.7%-18.5pp |
| Annual return | 12.51% | 11.27%+1.2pp | 133.74%-121.2pp | 35.66%-23.2pp |
| Employer contribution / active EE | $1,003 | $1,565-35.9% | $2,422-58.6% | $2,757-63.6% |
| Participant deferral / active EE | $2,249 | $4,037-44.3% | $4,417-49.1% | $4,299-47.7% |
| Admin fee / account holder | $3,642 | $6,958-47.7% | $8,287-56.1% | $6,924-47.4% |