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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,423 | $86,940+31.6% | $102,434+11.7% | $80,935+41.4% |
| Participation rate | 71.4% | 72.4%-1.0pp | 76.5%-5.1pp | 67.7%+3.8pp |
| Annual return | 17.21% | 18.89%-1.7pp | 29.46%-12.2pp | 35.66%-18.4pp |
| Employer contribution / active EE | $2,051 | $2,370-13.4% | $3,023-32.1% | $2,757-25.6% |
| Participant deferral / active EE | $4,421 | $4,121+7.3% | $5,055-12.5% | $4,299+2.8% |
| Admin fee / account holder | $3,485 | $8,047-56.7% | $9,462-63.2% | $6,924-49.7% |